What is Tagesgeldkonto? It took me some time until I understood this concept, but once I learned about it and read online about it, it becomes quite clear. This is a savings account with full money availability and with higher interest rate than a normal Sparkonto! Differences with other offers. A normal savings account will limit your liquidity, i.
Postbank for example offers you the possibility to withdraw only 2. A Tagelsgeldkonto has not limits on withdrawal - all your money are immediately within working days because of the bank transfer time available.
Festgeldkonto , on the other hand is a deposit account, in which you completely freeze your money for a given period. Generally, the longer the period you choose, the higher the interest. Things to consider. When you are choosing a Tagesgeld bank, look how often the interest is paid: annual or quarterly Zinsgutschrift. This would be important if you invest higher amounts, as you can benefit from the interest effect. Also look at the Einlagesicherung : up to what amount your money will be guaranteed in case of a bank default.
Most banks in Germany are members of special security organizations and guarantee up to 1 or even Million Euro per customer. If you have Million Euro in the bank, you should not be reading this blog for financial advice :. I have been using the Bank of Scotland since years and I am so far very satisfied.
I want my comment to be discarded. Only check this, if you are a computer program. Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad. Further information about call money for curious readers This comparison calculation tool of call money includes banks in Germany and in other European countries. Basically, that is correct! It applies to many investment types. Call money was good and secure in the crisis Precaution has always been advised, if the respective national deposit funds — mostly in smaller states — was manageable.
It is not about money, it is about trust! A new manipulation tool is the so-called banking union in the European Union. Note: Call money is equally secure at any EU-bank; this was regulated! Summary: Call money Tagesgeld is an absolutely safe investment! General questions about the call money investment? Further comparisons on this special portal: Comparison calculator for fixed deposit Instalment loans in comparison Instructions to DKB-Visa-Savings Click to rate this post!
Leave a Reply Cancel reply You need to activate Javascript and reload this page to be able to comment. Name required Mail will not be published required I want my comment to be discarded. Great new option: Anzeige. Banking in Germany explained current accounts savings business accounts credit cards loans. Online loans in Germany tested and the benefit for you!
New instructions:. My own current account: Anzeige. A call money account allows you to draw on your funds as and whenever you want or need to — without any fuss, through online banking — or to just increase your savings.
Providing your Sparkasse with an exemption order will allow you to save 25 percent of your capital gains that would otherwise be paid to the tax authorities as a flat rate tax. Sparkasse Heidelberg. Contact area Contact area Contact area Service-Telephone E-mail Contact.
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